Sandy Lucchesi's Blog
The “simple life” is a common phrase but is there such a thing? When defining the words, it’s easy to understand the challenge that comes with pairing them together. Simple (easily understood and presenting no difficulty) + life (existence, being, living). Let's rephrase the quote to say, "The simpler life." Creating a simpler life is a more attainable and worthy goal.
The day ahead
For example, the morning routine of waking up and preparing for each day. It might not be easy, but preparing the night before by selecting clothes, setting up the coffee maker and having breakfast or lunch ready to go, the basics start to fall into place. Consider setting the alarm for 15 minutes earlier than usual and use that time to enjoy a cup of coffee before the day begins.
Mealtimes and more
Plan for meals. Create a shopping list based on meals that can be pulled together easily. Consider preparing meal components that can be brought together in different ways throughout the week. This approach often requires some preparation once the groceries are purchased. You may bake or saute some chicken or chop and roast vegetables in large batches. The benefit is that you won’t have to start from scratch with each meal. Set up a crockpot meal and let it cook all day or utilize an air fryer or pressure cooker to prepare a meal quickly. Cook double portions so that you have leftovers or components to in stock the freezer.
Introducing organizational habits and weekly plans takes time and dedication but developing ways to make life simpler is worth the time investment.
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Establishing a homebuying budget can be tough. But for those who want to secure a terrific home at an affordable price, entering the housing market with a budget in hand can make it easy to accelerate the homebuying cycle.
Now, let's take a look at three questions to consider about a homebuying budget.
1. How much money have I saved for a home?
Examine your finances and see how much money is readily available for a home purchase.
Remember, the more money that is at your disposal, the more likely it becomes that you'll be able to secure your dream residence in no time at all.
Although savings are important, it is essential to note that those who have little to no money saved still have plenty of time to get ready for the homebuying journey. And if you start saving a little bit each day, you can move closer to accomplishing your homeownership dreams.
2. Do I need to get a home loan?
In most instances, a homebuyer will need to obtain a home loan so he or she can purchase a residence. Luckily, many lenders are available to help you discover a home loan that matches or surpasses your expectations.
Meet with a variety of lenders in your area – you'll be glad you did. Each lender can provide insights into assorted home loan options, explain how each home loan works and respond to your home loan concerns and questions.
Also, it often helps to get pre-approved for a mortgage. If you have a mortgage available when you enter the real estate market, you'll know exactly how much you can spend on a residence, thereby reducing or eliminating the temptation to overspend on a house.
3. How will my monthly expenses change after I buy a house?
Owning a home is different from renting an apartment. As such, you'll want to account for all potential expenses as you create a homebuying budget.
For example, a homeowner will be responsible for any home cable, internet and phone bills. This property owner also will need to consider any home maintenance costs like those associated with mowing the lawn in summer or removing snow from the driveway in winter.
Crafting a homebuying budget that accounts for your personal finances can be tricky. If you need additional support along the way, lenders may be able to provide expert tips to ensure you can acquire a wonderful house without exceeding your financial limitations.
Lastly, don't forget to reach out to a real estate agent for help along the homebuying journey. A real estate agent is a housing market professional who will go above and beyond the call of duty to assist you in any way possible. From setting up home showings to negotiating with home sellers on your behalf, a real estate agent will make it easy for you to secure a superior home at a budget-friendly price.
Consider the aforementioned homebuying budget questions, and you can speed up the homebuying process.
For parents who need to move a family from Point A to Point B, keeping kids busy can be difficult. Lucky for you, we're here to help you entertain your kids throughout the moving cycle.
Now, let's take a look at three activities that you can use to keep your kids busy on moving day.
1. Packing Last-Minute Items
Last-minute items like clothing and toys will need to get packed up before you can leave your current address. Fortunately, you can rely on your kids for extra help with packing these belongings.
Including your kids in the packing process is a great way to bond with your children. In fact, you and your kids can work together to pack up last-minute belongings and ensure these items quickly and safely reach your new address.
2. Creating a Moving Day Journal
Let's face it – moving can be stressful, particularly for kids. However, if you encourage your kids to create a moving day journal, you may be able to help your children alleviate stress.
A moving journal offers a great opportunity for a child to express his or her thoughts about an upcoming move.
Furthermore, a child can use a moving journal to envision what life might be like at his or her new house. This journal can even include drawings that illustrate how a child might decorate his or her new bedroom, lists of ideas about things to do near a new house and much more.
3. Playing Board Games and Car Games
Pack a bag of board games to help your kids pass the time in the car – you'll be glad you did. These games are easy to play and will help your children stay entertained for hours.
Memorization games are great for kids and parents alike too. Of course, don't forget about the classic "I spy" game that you can play with your children while you drive to your new address.
Lastly, if you need extra help as you prep for your move, you should not hesitate to reach out to a real estate agent.
A real estate agent is a moving expert who can take the guesswork out of relocating to a new residence. He or she can help you get in touch with local moving companies, offer packing tips and provide fun suggestions so that you can keep your kids busy while traveling.
Perhaps most important, a real estate agent can offer comprehensive assistance as you buy or sell a house. If you need help finding a residence or selling one as quickly as possible, a real estate agent will work with you so that you can achieve your goals. Also, a real estate agent is happy to respond to your homebuying or home selling concerns at any time.
Want to get the most out of moving day with your children? Take advantage of the aforementioned moving day activities, and you and your kids can enjoy an unforgettable moving day experience.